Different Parts of Medicare | Medicare Health Plans

Medicare Health Plans is an independent review site. However, we may earn money when you click on links on our site. Read more about How We Make Money

Different Parts of Medicare

Below is a quick overview of the different parts of Medicare, who offers it, and what it is…

1.)  Medicare Part A:  Offered by the federal government.  Medicare Part A helps cover your care while in the hospital or skilled nursing facility.  Part A also has coverage for hospice and home healthcare.  For 2017 the part A deductible is $1,316.

2.)  Medicare Part B:  Offered by the federal government  Medicare Part B helps cover doctor’s visits and outpatient care.  It will also help pay for some services that Part A does not cover like some physical and occupational therapy services and even some home healthcare.  With Medicare Part B you also have coverage for some preventive services such as an annual wellness exam.  The 2017 part B deductible is $183.

3.)  Medicare Part C:  Offered by Health insurance companies.  Medicare Part C (also known as Medicare Advantage) covers everything Parts A & B cover but may have extra coverage and services included such as wellness programs or routine dental or vision coverage.  Part D (prescription drug coverage) is often included in the Medicare Part C plans. In 2017, the average Part C plan that includes prescription drug coverage costs $37.

4.)  Medicare Part D:  Insurance and other private companies.  Part D is prescription drug coverage for those on Medicare.  It is optional and you are not required to have Part D, but may have to pay a late-enrollment penalty if you don’t enroll when you first become eligible. This year, the deductible is capped out by the CMS at $400.


This site is a U.S. Consumer site. You can learn more about our site and privacy policy here.