Medicare Part C
What is it?
Unlike Medicare Parts A and B (“Original Medicare”), which are provided through federal and state government agencies, Medicare Part C is a private health insurance plan offered by insurance companies.
By law, all Medicare Part C plans have to provide at least as much coverage as Original Medicare, but most private insurance companies offer extra health and wellness benefits in addition to the standard coverage.
What does it cover?
Everything the Medicare Parts A and B covers plus extras, which may include:
- Prescription drugs (Medicare Part D)
- Vision care
- Dental care
- Heart attack or cancer treatment
- Long-term care
- Hospital indemnity
- Health and wellness programs
- Gym memberships